At Jerome and Summey Insurance Agency, our goal is to establish lasting relationships with all of our clients and their families through honest, trustworthy dealings. One way we do this is by offering a wide range of personal insurance policies for clients in North Carolina, South Carolina, Georgia, and Florida.

Auto Insurance

If you own a vehicle, you need car insurance. Just remember, not all auto insurance companies are equal. If you need auto insurance in North Carolina (including Brevard) or South Carolina, Florida or Georgia, there is no better place to turn to than Jerome & Summey Insurance. Our knowledgeable insurance agents will ensure that you have all the information you need and get the best coverage.

 

We Make The Car Insurance Process Easy For You

With many premiums, deductibles, and liability options available, choosing a coverage package can be overwhelming. Some people may find themselves not having enough coverage or being over-insured when they make an insurance decision on their own. At Jerome & Summey Insurance, your local Brevard car insurance company, we make searching for car insurance easy by presenting you with a policy that suits your needs.

  • Cars
  • Trucks
  • Vans
  • Recreational Vehicles – Motorcycles, ATVs, UTVs, Scooters, Traveler Trailers, RVs, Jet Skis

We provide complete coverage for vehicles that best fits your individual needs. No matter the make, model, or age, we can set you up with auto insurance that you can trust to keep you and your vehicle protected.

 

Benefits of High Liability Limits

Most states have laws requiring minimum limits of liability coverage that you must maintain on your auto policy. Liability coverage is used to pay for injuries to people, and for property damage that you are responsible for should you cause an accident. In today’s economy, state minimum liability limits are often not enough to cover even a single accident. If you cause an accident, low limits could leave you paying out of pocket for medical bills, loss of income and/or pain and suffering to the injured party. Raising your liability limits is a smart move that protects you from a financial loss.

 

What is UM/UIM Coverage and Why Do I Want It?

Nearly one-third of all vehicles on the road today have either no insurance, or liability limits that are too low–usually the state-mandated minimum. Uninsured Motorist (UM) coverage can protect you when you are involved in an accident and the responsibly party who injured you or damages your vehicle is uninsured. Underinsured Motorist (UIM) coverage can protect you when the responsible party doesn’t have enough coverage to fully pay your medical bills or repair your vehicle. UM/UIM Coverages can prevent you from paying out of pocket when an accident is not your fault–protecting you from a financial loss.

What To Do If You’re In a Car Accident

Driving is one of the riskiest things we do every day. If you’re ever in a car accident, remember to follow these steps to minimize the damages:

Stop: Even if there may be no damage, or if you’re concerned that you are at fault, stop. It’s important to document the incident so the facts are not distorted later.

Remain calm: Do not argue with the other driver and do not admit fault. Even if the other driver is threatening you, stay in your car and call for help. If the police arrive, tell your story clearly and calmy and stick to the facts.

Respond to any emergencies: If someone is hurt, call 9-1-1, flag down help, and help the victim if you’re able.

Be aware of your surroundings: If you’re in a thoroughfare, be aware of the oncoming traffic. Move off the road if possible, turn on your hazard lights, and use a flare or cone to alert other drivers.

Take pictures: It’s a good idea to take pictures of the scene, including shots of your car, the other car, and any damages, so you can share them with your auto insurance adjuster. Use the camera in your cell phone if needed.

Write down contact info: Get the other driver’s name, contact information, license plate number, car make and model, and insurance information. Do the same for any witnesses.

Document any injuries: If you’ve been hurt at all, seek medical treatment right away. It’s important that you establish medical documentation of your injury. Proactive treatment may also help minimize future issues.

Report your claim: Regardless of fault, call us and let us know what happened. We’ll guide you through  the steps to take and, if needed, will help you file your car insurance claim.

Want to learn more? Contact us today for an affordable auto insurance quote.

Choose Jerome & Summey

Jeremy & Summey Insurance has helped residents of North Carolina, South Carolina, Florida and Georgia find the best auto insurance rates for over 85 years. We’re the local car insurance agency that your friends and neighbors rely on to protect their vehicles. We’re ready to do the same for you. Contact us today to get the auto insurance you deserve.